How to Structure Your Emergency Fund
There’s nothing like a crisis with soaring unemployment to highlight the need for an emergency fund. And there’s a lot of information out there on the “whys” and “hows” and... Read More
How to Break Out of the Debt Cycle
Life’s major financial equation is simple: Either you control your finances or your finances will control you. The one area of personal finance where people allow themselves to be controlled... Read More
Debt Consolidation Strategies
Debt consolidation allows consumers to take multiple debts and consolidate them into a single debt with a single payment. Generally, debt consolidation strategies are used either to lower total cost... Read More
What Is a Credit Report and Why Is It Important?
What do a credit report and a pirate have in common, and why are they both so important to leading a financially solvent life? I still remember the TV commercial... Read More
[VIDEO] Is Your Life Insurance Up to Date?
Life insurance is unfortunately not a priority for many Americans — so much so that 43 percent have no insurance policy at all, according to a study by insurance research... Read More
How to Pay Off Credit Card Debt
For millions of American households, managing consumer debt has been a thorn in their side for years — and the answer to how to pay off credit card debt remains... Read More